Lottery Payout Calculator

Powerball Payout Calculator Idaho

Idaho taxes lottery winnings at 5.3% on top of federal tax. Idaho's flat 5.3% income tax rate applies to lottery winnings. (as of Jan 2026)

Calculate your exact Idaho payout โ†’

Example: what a jackpot is worth in Idaho

After-tax estimates using 5.3% state tax, the 2026 federal brackets (24% withheld up front, 37% top rate), and a lump sum cash value of 47% of the advertised jackpot.

Advertised jackpotLump sum netAnnuity net (30-yr total)First annuity payment (net)
$100M$27,163,043$59,021,282$912,511
$500M$135,639,043$289,821,282$4,386,382
$1B$271,234,043$578,321,282$8,728,721

How Idaho compares

Eleven jurisdictions take no state tax on lottery wins (including Texas, Florida, and California). Among states that do tax, rates run from 2.5% (North Dakota, Arizona) to 10.9% (New York). See the full 51-state comparison table or read lump sum vs annuity: which to take.

Idaho lottery tax FAQ

How much tax does Idaho take from lottery winnings?

Idaho's flat 5.3% income tax rate applies to lottery winnings.

What would I actually take home from a $500 million jackpot in Idaho?

Taking the lump sum (cash value about 47% of the jackpot), you would clear roughly $135,639,043 after federal and state taxes. Taking the 30-year annuity, the after-tax total is roughly $289,821,282, paid in 30 growing installments.

Is the federal tax the same in Idaho as everywhere else?

Yes. Federal treatment is identical nationwide: 24% is withheld on prizes over $5,000, and jackpot-size winnings reach the 37% top bracket (income above $640,600 for a single filer in 2026), so the remainder is due when you file.

Do I pay Idaho tax if I bought the ticket somewhere else?

State withholding follows the state of purchase. If you live in Idaho but bought the winning ticket in another state, that state withholds first โ€” Idaho then taxes you as a resident with a credit for tax paid there (rules vary; confirm with a tax professional).

More state guides